National Mortgage Factory (Ipoteka24 brand) is a specialised operator of the Russian mortgage market created within REGION Group in 2017. In 2020, when REGION Group and ROSSIUM Concern consolidated their assets, it became the latter's subsidiary.
NMF serves as an integral service platform: from a loan application to refinancing/securitisation of asset pools. The company amasses big pools of mortgage deeds on its balance sheet, in particular for further securitisations. Together with Rusnarbank and Vesta Bank, CBM’s subsidiary banks, NMF offers mortgage loans, home equity loans, and loan consolidation financing.
NMF has offices in large Russian cities: Moscow, St. Petersburg, Ufa, Volgograd, Kazan, Yekaterinburg, Nizhny Novgorod, Saratov, Chelyabinsk, Omsk, Samara, Krasnodar, Rostov-on-Don.